I owe you lovely readers two very boring, but important posts. In my update post yesterday I promised to bring you up to speed on our insurance situation as well as my weight loss situation. I was going to break these strictly educational posts into two posts for you, but figured why not knock the not so fun stuff out all in one post. How many times can I use the word
post in one sentence!!??? So buckle your seat belts, your in for a bumpy and informative ride!
Let's start with the insurance. So for a bit of a recap, we are lucky enough to have discovered, at the start of this journey, that we had fertility coverage. This is a rarity, especially here in Texas. The reason we have this amazing coverage is my company happens to be based out of New Jersey and there they have an AWESOME state mandate that fertility coverage is a must. How cool are New Jerseyans!??? And I'm not just saying that because I know a pretty good group of them. :) In full disclosure we were covered by Blue Cross Blue Shield. The one catch we did have was once we entered the realm of IVF, a good chunk of the procedures we had to pay for out of pocket and then file for reimbursement. It was nice to even have the reimbursement option, but was difficult to scrounge up the loot time after time to prepay for the procedures. In January my company changed providers and now we are covered by Aetna. With Aetna we faced the same situation about having to pay out of pocket and then submit for reimbursement. However, they dropped a bomb on us when they informed us we only have 4 attempts, IN A LIFETIME, to try our hand in the fertility treatment world. Talk about a deadline! And at the time it felt like such a death sentence. All I could focus on was if we don't get pregnant in these next 4 attempts, that's it, we are done and how could that be!!!??? But if you read yesterday's post you can imagine I'm in a much better place now. And I am deciding to just be grateful at the insurance coverage we've been given thus far. There are so many folks that aren't that blessed. Also, as I mentioned yesterday, insurance or no insurance, won't change our outcome here. This is still so completely out of our hands it's silly to dwell on what
could be. So in January we used our 1st attempt and were unsuccessful. We were left with 6 frozen embryos and deciding when to do our next transfer. While talking things through with our Dr. we were further educated on just how these 4 attempts work.
The breakdown goes a bit like this. There is no differentiation, as far as insurance goes, between a full blown IVF and a FET (frozen embryo transfer). But there is a differentiation, a HUGE differentiation, like a $17,600 differentiation! Please don't quote me on this, but I believe the out of pocket costs for the IVF can run approx. $20K. A FET runs about $2400. Long story short, we don't want to use our insurance coverage on the $2400 FETs when we would prefer to use those attempts to cover the $20K IVF. Additionally, the insurance won't cover another IVF until you are down to 2 frozen embryos. If you'll remember, we currently have 6!!!!! So what does that mean for us??? It means we will be paying out of pocket for the next 2 FETs in order to get our frozen embryo counts down to 2 and be able to have insurance pay for the next IVF. WHEW, are you still with me????? Essentially the 4 attempt run gets stretched into way more attempts, which is good news. However, we are coming out of pocket WAY more money than anticipated. Now don't get me wrong, if I had to select a way to spend my money, trying to have a family would be a great reason. But at the end of the day, there is no guarantee that any of these attempts will work. CLEARLY. So at what point are we just wasting, for lack of a better word,
our time and money on something that might not be in the cards for us? That is the question and what I continue to pray on. I am definitely not ready to give up on my dream of having a family with Vance, but I have come to a place of realization that life will be okay if a family doesn't happen for us. Actually, life will be more than okay, I have absolute faith in that. So for now we give this next cycle (next week) a go and just keep praying that His will be done. In the mean time I keep praying and working through the process of figuring out just when enough is enough. And who knows how long that will take, but I have faith He is showing us the way...
Ready for something a little
lighter????? No pun intended. In one of my last posts from last year I talked about giving Gluten free living a whirl. I had gotten blood work done and the results showed I actually didn't have a Gluten allergy at all. The two weeks I did spend eating Gluten free were difficult, but I did feel better. But lets be honest, if I don't
have to give up things like bread and pasta, I'm not going to voluntarily! At the ripe age of 30, I think I know me pretty well and bread and pasta are just part of who I am. I've talked about my struggle with weight here before and it's been a long one. In February I came across a Groupon for a boxing class. The place was called
Pink Glove Boxing. A friend had bought the Groupon and had attended the class and loved it, so I thought what the heck, why not! After one class I was hooked!!! The class is fun, empowering, a great workout and did I mention FUN!? It's all ladies and I have made some great new friends! On several occasions I have showed up when I didn't want to just to not let them down. Talk about a built in motivation team! A couple weeks in, our trainer mentioned she was going to start the
Advocare 24 day challenge. I knew nothing about Advocare, nothing about what the challenge entailed, but I knew I was on board to challenge myself and maybe jump start some weight loss. And that's exactly what it did. Unfortunately I came down with a major bug last week and had to head to the Dr. In true fashion, the first thing they asked me to do was step on the scale. I didn't really even pay attention to the number as I was focusing on just trying to breathe (sinus infection, etc). However, once the Dr. walked in and started reading through the nurses notes, she yelled, "Hey!!! You lost 16lbs!". The celebration was brief due to feeling like I was dying, but I was so proud and that's something I haven't felt in regards to weight loss in a LONG time. More importantly, it has pushed me to do more. I've noticed me making better eating decisions and just being overall my aware of what I am putting into my mouth. For instance, last night we grabbed dinner at Pluckers for Vance's birthday. So I made sure I had a meal replacement shake for breakfast and fairly healthy lunch and snacks. That is something I never concerned myself with before. It may seem small, but this is a BIG step forward for me.
So there you have it. You have officially been brought up to speed in the whole story. The 16 lbs allowed me to hit my first weight loss goal and I have already started working on my next one, another 15 lbs. I will keep you updated on that front as well. Thanks again for lending me your ears and your hearts.
Bye for now!